When filing a roof insurance claim in Rockwall, TX, our roofing experts can help make sure everything goes as smoothly as possible. Our consultants will help guide you through the insurance claims process and help you get the payout you deserve. Call (469) 264-5176 and let our team help you handle paperwork, claims adjusters, and estimates to get the insurance process finished and your roof repaired or replaced.
What’s Covered by My Insurance?
Most homeowner’s policies cover roofs for acts of nature and accidental damage. This means that your roof will probably be covered if the damage was caused by major storms or falling debris. Your roof will also be covered in the event of a fire, as long as the fire wasn’t caused by negligent behavior or actions. It’s important to have your roof inspected by a certified professional as soon as you notice any damage. It’s also important to take photos of your roof during regular inspections for use to prove what your roof looked like before damage. Take updated photos of the damages along with what caused the damage if possible for your records and insurance purposes.
When your roof has been damaged due to normal wear and tear, chances are that your insurance company will not cover any repairs. Likewise, if your damage was caused by non-maintenance or neglect, the insurance company will not accept a claim. Timeliness is important in insurance claims. Any damage that was caused by or made worse by a lack of repairs is often not covered. For instance, if you had a minor leak caused from a hail storm, and now, over the course of time it has turned into a large leak, repairs will most likely not be covered by your insurance company.
If your roof has incurred serious damage, don’t wait to call a professional who offers emergency roof repair. Typically, emergency roof repair will consist of a firmly attached tarp to the damaged area, preventing more damage from occurring. These short term solutions will not affect your insurance claim and can save you hundreds or even thousands of dollars.
Roof insurance claims can be tricky and hard to navigate. Our roofing professionals will walk with you step by step through the insurance process to help get your repairs covered and completed. If you think you might have grounds for a roof insurance claim in Rockwall, TX, call our office at (469) 264-5176 to set up your consultation today.